List of Subsidiaries 2005

Name of Subsidiary

Other Names Under Which Subsidiary Conducts Business

State or Other Jurisdiction of Incorporation or Organization

1^st Constitution Bank

N/A

New Jersey

1^st Constitution Capital Trust I

N/A

Delaware

1^st Constitution Investment Company

N/A

Delaware

FCB Assets Holdings, Inc.

N/A

New Jersey

1^st Constitution Title Agency, LLC*

N/A

New Jersey